/* hero */
  .page-hero h1 { max-width: none; }
  .page-hero .lead { max-width: none; }

  /* insurance section */
  .ins-head { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: end; margin-bottom: 32px; }
  .ins-head h2 { font-size: 44px; letter-spacing: -0.035em; }
  .ins-head p { color: var(--ink-soft); margin: 0; font-size: 16px; }
  .ins-callout {
    margin-top: 18px;
    background: var(--sage-pale);
    border-radius: 22px;
    padding: 24px 28px;
    display: grid; grid-template-columns: 48px 1fr; gap: 18px; align-items: center;
  }
  .ins-callout .ic { width: 48px; height: 48px; border-radius: 14px; background: var(--paper); color: var(--sage-deep); display: grid; place-items: center; }
  .ins-callout p { margin: 0; font-size: 15.5px; color: var(--sage-deep); line-height: 1.5; }
  .ins-callout p strong { color: var(--ink); }

  /* hrazeno / nehrazeno comparison */
  .cover-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
  .cover-card { background: var(--paper); border-radius: 26px; padding: 34px 34px 30px; display: flex; flex-direction: column; }
  .cover-card .ch { display: flex; align-items: center; gap: 14px; margin-bottom: 22px; }
  .cover-card .ch .ic { width: 46px; height: 46px; border-radius: 13px; display: grid; place-items: center; flex-shrink: 0; }
  .cover-card.yes .ch .ic { background: var(--sage-pale); color: var(--sage-deep); }
  .cover-card.no .ch .ic { background: var(--pink-pale); color: var(--pink-deep); }
  .cover-card .ch h3 { font-size: 22px; letter-spacing: -0.02em; }
  .cover-card ul { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 14px; }
  .cover-card li { display: grid; grid-template-columns: 24px 1fr; gap: 12px; align-items: start; font-size: 16px; font-weight: 600; color: var(--ink); line-height: 1.4; }
  .cover-card li .mk { width: 24px; height: 24px; border-radius: 50%; display: grid; place-items: center; flex-shrink: 0; margin-top: 1px; }
  .cover-card.yes li .mk { background: var(--sage-pale); color: var(--sage-deep); }
  .cover-card.no li .mk { background: var(--pink-pale); color: var(--pink-deep); }
  .cover-card .foot { margin-top: 24px; padding-top: 20px; border-top: 1px solid var(--rule); font-size: 14px; color: var(--ink-soft); line-height: 1.5; }

  /* price table */
  .price-table { background: var(--paper); border-radius: 28px; overflow: hidden; }
  .price-row {
    display: grid; grid-template-columns: 1fr 150px 150px; gap: 24px;
    padding: 22px 32px; border-bottom: 1px solid var(--rule); align-items: center;
  }
  .price-row:last-child { border-bottom: 0; }
  .price-row.head {
    background: var(--cream-2); padding: 16px 32px;
    font-size: 11px; letter-spacing: 0.18em; text-transform: uppercase;
    font-weight: 800; color: var(--ink-mute);
  }
  .price-row .name { font-weight: 800; font-size: 16.5px; }
  .price-row .name small { display: block; font-weight: 600; font-size: 13.5px; color: var(--ink-soft); margin-top: 4px; }
  .price-row .duration { font-size: 14.5px; color: var(--ink-soft); font-weight: 700; }
  .price-row .price { font-weight: 900; font-size: 22px; letter-spacing: -0.02em; text-align: right; color: var(--pink-deep); }
  .price-note { margin-top: 16px; font-size: 13px; color: var(--ink-mute); padding: 0 8px; }

  /* notes */
  .notes { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
  .note { background: var(--paper); border-radius: 22px; padding: 28px; display: grid; grid-template-columns: 44px 1fr; gap: 18px; }
  .note .ic { width: 44px; height: 44px; border-radius: 12px; background: var(--sage-pale); color: var(--sage-deep); display: grid; place-items: center; }
  .note.p .ic { background: var(--pink-pale); color: var(--pink-deep); }
  .note h3 { font-size: 18px; margin-bottom: 8px; }
  .note p { color: var(--ink-soft); margin: 0; font-size: 14.5px; line-height: 1.55; }

  @media (max-width: 1100px) {
    .ph-grid { grid-template-columns: 1fr; }
    .price-row { grid-template-columns: 1fr 120px 130px; gap: 16px; padding: 18px 24px; }
    .price-row.head { padding: 14px 24px; }
  }
  @media (max-width: 900px) {
    .ins-head { grid-template-columns: 1fr; gap: 16px; }
    .cover-grid { grid-template-columns: 1fr; }
    .notes { grid-template-columns: 1fr; }
    .price-row { grid-template-columns: 1fr auto; gap: 4px 16px; padding: 18px 22px; }
    .price-row.head { display: none; }
    .price-row .name { grid-column: 1 / -1; }
    .price-row .duration { font-size: 13.5px; }
    .price-row .price { text-align: right; font-size: 19px; }
  }